Homeppl vs Zero Deposit
Both are listed under Referencing & Tenant Onboarding. Everything below is drawn from each provider's own published material.
H
Homeppl
Tenant referencing platform focused on fraud detection, using Open Banking data and behavioural analysis to assess rental applications for letting agents, landlords and build-to-rent operators.
Z
Zero Deposit
Deposit replacement scheme letting tenants pay a smaller upfront fee instead of a traditional cash deposit, while giving landlords six weeks of protection.
At a glance
| Attribute | Homeppl | Zero Deposit |
|---|---|---|
| Category | Referencing & Tenant Onboarding | Referencing & Tenant Onboarding |
| Pricing model | Quote on request | Per listing |
| Pricing | Not publicly disclosed | Tenant pays around one week's rent plus a £59.99 set-up fee, then £17.50 annually |
| Sold to | Independent agents, Small chains, Corporate & enterprise | Independent agents, Small chains, Corporate & enterprise |
| Headquarters | London, England | Stevenage, England |
| Market | Not disclosed | UK & Ireland only |
Capabilities
Only Homeppl (8)
- Tenant referencing
- Fraud detection tests
- Open Banking affordability assessment
- Identity verification
- Right to Rent checks
- Credit checks (CCJs, bankruptcy, insolvency)
- Rental history validation
- CRM and API integrations
Only Zero Deposit (4)
- Deposit replacement guarantee
- Six weeks of landlord protection
- Agent-facing sign-up
- Dispute resolution via The Dispute Service