Coadjute

Estate agents and conveyancers in the UK are supervised for anti-money-laundering purposes, which means customer due diligence is not optional and, critically, must be evidenced afterwards. Coadjute addresses both halves: performing the checks, and producing the audit trail that proves they were performed properly.

What It Does

• Onboarding: digital client onboarding with identity verification
• Risk assessment: structured assessment across customer, transaction, geographic and service risk, with AI support for consistency of decisions
• Property packs: shareable packs that follow the transaction between parties
• Audit: complete audit trails and audit-ready reporting
• Consumer app: a buyer- and seller-facing app, so the people being checked participate directly
• MLRO tooling: workspaces built for the Money Laundering Reporting Officer rather than only the fee earner

Position

The design point is that the parties to a transaction do not share systems, so compliance evidence is normally re-gathered by each firm independently. Coadjute connects the roles — agent, conveyancer, MLRO, consumer — through one workflow with shared visibility, which is what its “shareable” AML capability means in practice.

The company lists backing from Lloyds, Nationwide, NatWest and Rightmove alongside UK estate agency chains, and states ISO 31000 certification. That investor mix is characteristic of this category: interoperability across a transaction chain needs participants, not just customers.